Fill in the basic details in the Retirement Profile form to begin your retirement planning.
Select the numbering system (International or Indian – South Asian) and enter the following information:
After entering all the details, click Save. Your data will be securely stored in your browser memory, allowing you to access it even after closing and reopening the browser.
Once the data is saved, please proceed to the next form titled “Pre-Retirement Savings”.
Pre-retirement savings are categorized based on risk and return. Investments are divided into high-security, low-return options such as Fixed Deposits (FDs) and Bonds, and higher-risk, higher-return options such as Mutual Funds and Equity.
Enter your savings details in the following order:
This section will calculate your retirement corpus at retirement age based on the information provided.
Once the retirement corpus is calculated, you can add any additional income or expenses at retirement age to determine your final retirement corpus.
After completing this step, please proceed to “Post-Retirement Expenses & Savings” to continue your planning.
This section automatically takes the Retirement Corpus calculated in the “Pre-Retirement Savings” block. You may update this value if required.
The inflation rate and monthly expenses at retirement age, as entered or calculated in the “Retirement Profile” block, are also fetched automatically. These values can be modified as per your needs.
Enter your expected portfolio return (for example, 6%, 7%, or 8%).
After completing this step, click on “Show Plan” to proceed to the “Retirement Finance Summary”.
This section displays the final output of your retirement planning and provides a complete summary of your retirement finances.
It begins with key details such as:
The summary then presents important post-retirement metrics, including:
Finally, you can review a detailed retirement projection table showing how your corpus evolves over time.
You can also download the complete retirement summary report for your records.
| Aspect | Relying on Family | Having Own Plan |
|---|---|---|
| Financial Security | Uncertain | Predictable & Controlled |
| Independence | Low | High |
| Healthcare Access | Risky | Better Choices |
| Lifestyle | Limited | Flexible |
| Family Stress | High | Low |
| Inflation Protection | Weak | Managed with Growth |
| Peace of Mind | Low | High |
Use RetirementCalculatorHub.com to calculate your needs and secure your future.